Mortgage rates have dropped to another low.   What a time in history, with record home prices lower then in a decade and interest rates we haven’t seen this low in multiple decades, what a time to buy.  It is true the U.S. is on sale.  Read More

As one economist put it, the Country is on sale.  Low mortgage interest rates and deflated home prices have made homes downright affordable.  In areas such as Eureka and Fortuna, it may be less expensive to buy than to rent.   The American Dream has become afforable again.  Before you begin to search for the home of your dreams make sure you have been pre-qualifed for a loan.  Most sellers, foreclosure or otherwise want to make sure the buyer can qualify for the loan before they take the home off the market.  It is easy to do and will save a lot of time and keep you in the price range that is appropriate for your search efforts. 

Call if you want to find a lender.  (707) 845-1215  Linda

Join the fun, food and music

Arcata Main Street Oyster Festival has become a favorite of local restaurateurs , executive chefs and caterers to show off their culinary skills.  More than 70% of the fresh oysters consumed in California come from the 450 acres of Humboldt Bay.  With imagination and flare one can eat away the entire day.  Come join the fun, June 18, 2011 for food, fun and music at the Arcata Plaza.  

For more information visit    http://www.oysterfestival.net/  or http://www.oysterfestival.net/2011.html

Oysters cooked every way imginable

Sand Sculpture Festival 2010

The 16th Annual Sand Sculpture Festival held in Humboldt County, approximately 300 miles north of San Francisco.  The event will be held on June 25, 2011.  Visit their website for more information and a full gallery of 2010 photos.  http://www.friendsofthedunes.org/news/sand_sculpture_festival/2010/

In a recent article published in Fine Homebuilding Magazine, several experts talk about neighborhoods, design and the green energy and building products.  Housing is not dead, with

Changing Housing Opportunities

the increase in population, kids are exiting their living arranagements with parents in record numbers and the changing demographics some are predicting a housing shortage in the not too distant future.  This article suggests that houses will be smaller, changes in design and neighborhoods will follow social trends not the designs of architects, cohousing will be influential and the Y Generation will change will value relationships more than real estate.  Also mentioned in the article is adaptive reuse of malls, that he  suggests will open as

neighborhoods.  It maybe that this economic downturn will lead to better housing options in the future.   To read more go to http://www.finehomebuilding.com/design/articles/whats-the-future-of-home-building.aspx?ac=ts&ra=fp

  The coastal community of Eureka, while losing 2% of it’s population since 2000, is still ranked a good place to live.  The incredible outdoor living experience with the ocean, beaches, redwoods, hiking, biking and more.  Eureka offers the arts, entertainment and a wealth of things to do. 

Read more   http://money.cnn.com/galleries/2011/real_estate/1104/gallery.best_shrinking_places_to_live/4.html

Lady Washington and Hawaiian Chieftain docked in Eureka for a short stay.  At one time Humboldt Bay was filled with tall ships.  The public is invited to sail on the ships as well as visit and experience these magnificient vessels.   The ships are docked at the foot of Waterfront and L Street, next to the Adorni Center. 

Be a First Time Home Buyer

The biggest mistake is not knowing what you can afford.  There is a difference between what you know  or feel comfortable that you can afford and what a lender says you can afford.  If you don’t have a budget make a list of all your monthly expenses.  Don’t forget major expenses that only occur once a year.  It is most important to review this will a lender and have them give you a pre-qualification.
If you start looking for homes outside your price range you will end up being dissatisfied with the properties you can actually afford.  Now is still the time to buy with interest rates low and housing prices low as well.

Cute Bungalow house close the Humboldt State University.  2 Bedroom, 1 bath with a single car detached garage.  Sunny separate dining area, with large porch including laundry room.  South facing yard for garden and play area on a nice city lot.  Convenient location, walk to downtown or Humboldt State University.  Call for a showing.  Linda (707) 845-1215

Price $198,500.00

1599 11th, Arcata CAKitchen and dining

Maneuvering through property search engines can be draining and confusing.  If you are interested in having listings sent to you via email just take a look at my search page.  Make a list of the criteria you want to use in your search and email or call me with the information and I would be happy to set-up a portal for your convenience.   Call (707) 845-1215 or email linda.disiere@exprealty.com

This is a convenient way for buyers to keep up to date on new listings and sellers to have their properties exposed to a number of buyers.